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Indian Crypto Tax Calculator

Indian Crypto Tax Calculator 2025 — 30% + 4% Cess | Crypto Tech Insights
🧾 Tax Tool

Crypto Tax Estimator
India — 30% + 4% Cess

Estimate your Indian crypto tax liability under the Finance Act 2022. Flat 30% on VDA profits plus 4% health and education cess.

Tax @ 30%
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Cess @ 4%
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Total Tax Payable
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Net Profit After Tax
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Note: Surcharge may apply for income > ₹50L. Consult a CA for official filing.

INR

All crypto (VDA) profits are taxed at a flat 30% regardless of holding period or income slab.

Key Rules to Know
✗  Losses from one crypto cannot offset profits from another
✗  Losses cannot be carried forward to the next year
✓  1% TDS deducted by exchanges is a credit against your final tax
✓  Airdrop & staking rewards taxed at 30% when sold (cost basis = ₹0)

India Crypto Tax Rules: What You Need to Know

Since the Finance Act 2022, all profits from Virtual Digital Assets (VDAs) — including Bitcoin, Ethereum and all cryptocurrencies — are taxed in India at a flat rate of 30%, regardless of income slab or holding period.

On top of the 30% tax, a 4% Health and Education Cess is applied, making the effective rate 31.2%. For high-income taxpayers (above ₹50 lakh), an additional surcharge may apply. A 1% TDS is deducted at source by exchanges on all sell transactions above ₹50,000/year — this counts as a credit against your final liability.

This tool is an estimator for planning purposes. Always consult a qualified chartered accountant for official tax filing.

Frequently Asked Questions

Yes. Crypto (VDA) profits are taxed at a flat 30% regardless of your income bracket. There is no basic exemption limit — even ₹1 of profit is taxable at 30%.
No. Under current Indian law, losses from one VDA cannot be set off against profits from another VDA, and they cannot be carried forward to subsequent years. Each profitable transaction is taxed independently.
No. Unlike stocks or real estate, crypto is always taxed at 30% regardless of whether you held for 1 day or 10 years. There is no long-term/short-term distinction for VDAs.
Yes. Any crypto received as an airdrop, staking reward, or mining reward is taxed at 30% when sold. The cost basis for received tokens is typically considered ₹0, making the entire sale value taxable.
A 1% TDS is deducted at source by crypto exchanges on all sell transactions above ₹50,000 per year. This is pre-paid tax — you can claim it as a credit when filing your ITR. It does not reduce your 30% tax obligation.
ITR-2 or ITR-3 forms are typically used depending on your income sources. Report crypto gains under "Income from Virtual Digital Assets". Maintain complete transaction records including dates, amounts and exchange rates at time of transaction.